Wednesday, April 21, 2010

Benefits of Postal Life Insurance

1.100% security by Government of India
2.Income Tax Rebate under Sec. 88.
3.Low Premium. High Bonus.
4.Options for Loan, Assignment, Surrender, Conversion and Paid Up Value.
5.Repayment of Loan is optional. However interest is payable every 6 months.
6.Easy transfer to any place in India free of cost.
7.Pass book facility for payment of premia & other payments like loan, interest through any Departmental Post Office.
8.Pay recovery facility for Institutions and Organizations having more than 20 policies.
9.Facility for payment of premia monthly, half yearly and annually on any working day of the month for which it is due.
10.Rebate @ 1% for payment of 6 months premia in advance.
11.Rebate @ 2% for payment of 12 months premia in advance.
12.Nomination facility.
13. Facility for revival of policies lapsed due to non-payment of premium.
14. Payment of policy money through any Post Office, anywhere in India. Centralized accounting for quick and easy settlement of claims through fully computerized office management.
15.This is a Welfare Scheme that is why only for govt.Employee.
16.Low Premium High Bonus ( Comparison to other Insurance Policy)
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23 comments:

  1. AnonymousApril 24, 2010 at 5:23 AM

    THIS IS VERY GOOD INFORMATION.
    MY BEST WISES FOR YOU

    ReplyDelete
  2. AnonymousMay 4, 2010 at 12:28 AM

    Good article. Keep posting

    ReplyDelete
  3. premSeptember 2, 2010 at 4:45 AM

    Thanks

    ReplyDelete
  4. product liability insuranceMarch 9, 2011 at 4:11 AM

    Well its a new scheme to me as I am not aware about such kind of policy. But I did like the benefits that one will get after having this policy. I will search for more about this policy. Thanks for sharing all the benefits.

    ReplyDelete
  5. M A BASHASeptember 26, 2012 at 6:21 AM

    Dear Sir,

    i am paying 2950/-pm in pli and it is santosh polacy started on 6-jan-2009 and maturity on 6-jan-2035. sum assured given as in bond is 1000000/-.

    Please give me suggestion whether it is better or not.

    Thank you.

    ReplyDelete
    Replies
    1. AnonymousDecember 6, 2012 at 9:34 AM

      Dear M A BASHA Garu

      You have taken the 10 Lakhs Endowment(Santhosh) Policy..

      Its not better. It is the best policy ..
      If u have further doubts you can call me : 09966056578

      Delete
    2. prem kumarJanuary 29, 2013 at 6:13 AM

      It is the best policy ..

      Delete
  6. RahulDecember 27, 2012 at 10:11 AM

    PLI have some servicing problem. its bonus is high but servicing is low. LIC is better than pli.

    ReplyDelete
    Replies
    1. prem kumarJanuary 29, 2013 at 6:15 AM

      ok may be right but service is better in future

      Delete
  7. Farm FencingApril 22, 2013 at 7:50 PM

    Hi,

    The site is about benefits of postal life insurance, as a owner of the import and export business owner you must collect license before you send your goods to the outside. Thanks a lot.


    Sourcing Agent

    ReplyDelete
  8. UnknownJanuary 10, 2014 at 8:00 AM

    Sir
    I bought PLI in OCT 2012. I have a PLI of 10 lacs for 30years premium I have to pay premium is 2550/month. Maturity is 55years . I want to know that at the time of maturity how much amount would I get (including bonus). please show me the calculation also....

    ReplyDelete
  9. AnonymousOctober 21, 2014 at 4:16 AM

    I bought PLI in December 2011. I have a PLI of 10 lacs for 31 years. Premium I have to pay is 2350/- per month. Maturity is 58 years. I want to know that at the time of maturity how much amount would I get (including bonus). Please show me the calculation also.

    ReplyDelete
  10. UnknownJanuary 28, 2015 at 11:00 PM

    Hey, just wanted to drop in and say thanks for providing this excellent info! Thank you!

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    ReplyDelete
  11. Nathan RiderApril 12, 2015 at 11:40 PM

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    ReplyDelete
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  19. AvaniMay 13, 2017 at 12:53 AM

    Which is better ppf or Pli.


    ReplyDelete
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