Friday, April 16, 2010

ENDOWMENT ASSURANCE ( SANTOSH)

ANNUAL BONUS@Rs.60 per Rs.1000 of Sum ASSURED

FEATURES OF THIS PLAN
1. LOW PREMIUM-HIGH BONUS
2. INCOME TAX REBATE UNDER SECTION 80-C
3. INSURANCE AGE BETWEEN 19 TO 55 YEARS.
4. PREMIUM PAYMENT FACILITY BY CASH OR CHEQUE AT ANY POST OFFICE
5. FACILITY OF LOAN AFTER COMPLETION OF THREE YEARS
6. SURRENDER VALUE ADMISSIBLE AFTER 3 YEARS
7. FACILITY OF CONVERSION AND ASSIGNMENT
8. RISK COVERED FROM THE DATE OF COMMENCEMENT (WITH PROFIT PLAN)
9. FACILITY OF NOMINATION
10.PROVISION FOR REVIVAL OF VOID OR INACTIVE POLICIES
11. MAXIMUM LIMIT OF AGGREGATE SUM ASSURED IS TWENTY LAC (50 LAC)
12. AT PRESENT BONUS IS RS-60/- PER 1000/- BUT IT MAY BE CHANGE IN FUTURE ACCORDING POSTAL DEPT.POLICY.

165 comments:

  1. lago Raho Prem, Success will definately touch your feet. Also give some brief about the individual plan from PLI

    ReplyDelete
  2. Can you confirm if the Bonus declared for 2010 is Rs. 70 per 1000.
    Where can I find the details on the postal website?

    ReplyDelete
  3. Dear Sir, please see the table of PLI premium calculate.

    ReplyDelete
  4. there is no online informa~n availabel for our policies (PLI)
    my pol. no:
    MH-297707-CS
    MH-299901-CS
    MH-297707-CS
    Pls provide resources
    kiranab78@yahoo.com

    ReplyDelete
  5. Through mail justification Dated 07-12-2010

    ReplyDelete
  6. Prem Bhai, nice talking to you. I must say, you are an expert of PLI. Thank you for taking my call and solving my query.

    ReplyDelete
  7. Thanks for compliment friend.

    ReplyDelete
  8. Does this policy gives some fixed interest rate like Fixed Deposit (no where in net i found this infomation). And what about this bonus stuff.
    Also can she cancle this policy (she has given 1 month premium till now)
    Can you please help me understand this.
    Regards
    Debu

    ReplyDelete
  9. Dear Debu Ji please give me your phone no while i sloving your all quary.

    Thanks

    ReplyDelete
  10. please tell how to calculate total amount at the maturity date.i have 8 lac sum assured and premium of 3000 for 21 years

    ReplyDelete
  11. Dear sir The bonus is 7000 per Year 1 lakh sum assured,your Policy is 8 lakh,Sir Your Yearly bonus is 56000 per year, so that 56000x21=1176000.this is your bonus & 8 lakh is sum assured your Maturity value is 1976000.

    ReplyDelete
  12. what is surrender value for policy taken on 01/10/2005 for rs.1.5lac at the age of 27, and what was the quantam of loan as on today for this policy , prima paid for 69 months

    ReplyDelete
  13. Dear Sir,

    As per your deposit Ammount, 80% loan section.
    Surrender value, pl contact your nerest post office deptt,Your all quarey are shoulb.

    Prem

    ReplyDelete
  14. Can anyone tell me what would be my maturity amt ??? I already paid 2 Premium and my last premium year is 2025 I just took Rs.1lac policy.......Please revert on my email ID fahim2803@gmail.com

    ReplyDelete
  15. Dear Sir,

    You paid 2 Premium Yearly,so that your policy started in 2009, total
    year of 16 years, your matuity Amount is
    7000x16=112000+100000=212000/- two lakh twelve thousands only.

    prem

    ReplyDelete
    Replies
    1. Dear sir,
      Need your help for choosing a gud pli.i was heared for PLI EA.
      Could u pls guide what is the best features for this policy.
      If, suppose PLI EA I m taking Rs.1000000 for 20 years.what is the monthly premium amount?also pls tell me insurence coverd for how much amount.what amt I m getting after maturity 20 years.my
      D.o.b is 24/9/1986.pls take pli ea date as 1/8/2013.pls send me mail parth_gandhi1985@yahoo.com

      Delete
  16. loan eligibilty 80% means 80% of what sumassured or premium paid or premium paid + bonus

    ReplyDelete
  17. my policy is EA-50 started in march 2005
    premium rs 1875/- monthly
    sum assured rs 500000/-
    premium paid till date rs 151875/-
    how much loan amount can i get
    how much surrender amount can i get

    ReplyDelete
  18. Dear Sir,
    loan eligibility 80% means Deposit premium in after 3 Years or more.

    ReplyDelete
  19. Dear Naveen kumar Ji as per postal Rule, your loan is 70 to 80% Sanction in your deposits amount.
    surrender amount,pl.contact to any nearest post office or PLI Head office.

    Thanks

    ReplyDelete
  20. thanks for the information

    ReplyDelete
  21. what is the advantage of santhosh plan when compared to other postal life insurance

    ReplyDelete
  22. DEAR FRIEND ADVANTAGE FO OTHER INSURANCE PLAN AS THE BONUS IS DECALERD TILL DATE AND 100% SECURITY OF YOUR MONEY.

    ReplyDelete
  23. sir...is the maturity amount tax free under santosh policy?

    People are telling me that LIC is comparatively better as maturity proceeds are tax free whereas in PLI maturity amount excluding principle paid is liable for tax

    Regards
    Varun

    ReplyDelete
  24. Dear Sir,Yes the maturity amount tax free PLI, santosh policy.

    ReplyDelete
  25. I have two pli policies both will be metured Feb 2012 aboth sum assured value is Rs. 100000 each in Santhosh enodonement EA-60. How will I get back.

    My email id is elenraju@gmail.com

    ReplyDelete
  26. Dear Sir,

    As per matured feb-2012, but polices starting period is ??????, as rule 6500/- per year in your bonus per 100000 Assured value, pl calculate.

    ReplyDelete
  27. pl make the pli primium calculater for mobile sofware pl make and send my mail id vijay27Patel@gmail.com

    ReplyDelete
  28. hi sir
    i have done santosh policy.can you tell me how much maturity returns il get for 5 lakh policy?

    ReplyDelete
  29. pls give me a clear break-up calculation of maturity.
    monthly premium= 5500 for 20 Lacs.time= 29 years.
    Maturity= ??????

    ReplyDelete
    Replies
    1. Dear Sir, SumAssured is 20 lakh, terms 29 years, so that pl calculat Maturity Ammount is
      = 130000x29=3770000+20lakh=57 Lakh 70 thousands Only.

      IF ANY DOUBT PL A CALL 9968243597.
      PREM

      Delete
  30. Dear sir,
    Please sent me PLI E.A> Bonus rate
    my email ID is- rakeshbhardwaj099@gmail.com

    ReplyDelete
    Replies
    1. bonus rate is 1000 sum assured 65/- yearly.& pl.see the web site of post office.or call me 9968243597.

      Delete
  31. Sir,i have opened a PLI in march 2011 for sum assured of 3 lakhs for 20 years and my premium is Rs.1185/. My date of birth is 02-01-1977(dd/mm/yr). I want to know about my maturity value.Please let me know my maturity total value in details by sending an e-mail to my mail id .My e-mail id is amitabhborah@yahoo.com

    ReplyDelete
    Replies
    1. your maturity amount is 3lakh+390000/-
      total 690,000/- is your maturity amount .other clfection pl call 9968243597

      Delete
  32. Sir My K.Veerabrahmam I am PLI Direct Agent Sir Code
    APDA 53586.2011-2012 year 2.28 Lack Business Best PLI Da Award Given Kurnool Regian COMMISSION , FOR PRIMIUM PLEASE MAIL AT katamveerabrahmam@gmail.com Cell No:8106153828

    ReplyDelete
  33. sir i want premium calculation yearly
    for santosh plan
    for sum assured 20,00,000 age is 43 for period of 20 yrs

    TV Kumarswamy
    Borivali east
    mumbai

    ReplyDelete
    Replies
    1. Requsted sir I am PLI DA agent U R PLI Period onely at 7 Years (1235) ,12Years (715), 15Years (575), 17Years (495) Sir for One Lac Premium Rates U No mention Exact D O B Sir

      Delete
  34. pl.convinced me ,that PLI is much better than LICI.....Raju Dandalkar.email id..raju-dandalkar@rdiffmail.com....9433187911

    ReplyDelete
    Replies
    1. pl call 9968243597

      Delete
    2. This comment has been removed by a blog administrator.

      Delete
  35. Sir, I want to take PLI 500000/- policy for 15 years. My D.O.B. is 09.02.1971. I am from Hyderabad. Please mail me the premium amount for 15 years and 20 years and Hyderabad PLI Ajent Phone no. if any. Sir i want salary deduction facility. My email is:rani_1289@yahoo.co.in please do the needful

    ReplyDelete
    Replies
    1. Chief Postmaster General(PLI)
      Karnataka Post Circle
      080-22392662
      email :ddmplibg@gmail.com

      or contact Dhanajaya Acharya
      9448858310

      Delete
  36. Sir, My EA/35 (Santhosh) policy will be matured in May 2013 and sum assured is Rs 5,00,000/-. Can you please tell me the maximum loan amount admissible, if i am applying for that now. Also, is it beneficiary to surrender the policy? please guide.

    ReplyDelete
  37. Sir,i have opened a PLI in march 2011 for sum assured of 3 lakhs for 20 years and my premium is Rs.1305/. My date of birth is 06-01-1970(dd/mm/yr). I want to know about my maturity value.Please let me know my maturity total value in details by sending an e-mail to my mail id .My e-mail id is ashish17888@gmail.com

    ReplyDelete
  38. pl. tell me the bonus rate for santosh policy at present on 14-09-2012 and 15-09-2009

    ReplyDelete
  39. Which one is better between SANTOSH ( ENDOWMENT ASSURANCE )& SURAKSHA (WHOLE LIFE ASSURANCE )and Why (details) !!? My email ID : bishwa82@gmail.com

    ReplyDelete
  40. hello sir,
    just wanna know about my maturity amount i have completed 3years in this and I have took Santosh endowment policy frm post i have paying INR5586 per year and my last premium would be paid in 2025...kindly calculate and let me know maturity amount for me please my email add is fahim2803@gmail.com

    ReplyDelete
  41. Sir,
    My Birth Date Is 14,Oct,1989
    I Have Not Taken Any Policy
    So ,Please Tell Me What Should Be Best For Me In This Plan(EA).
    And Plz Tell Me How To Calculate Premium Value.
    And I Should Go For One Policy or Many Policy's(EA)Like 1 Policy Of Rs 500000 For 5 yrs,2nd of Rs 500000 for 10 yrs ,3rd Of Rs 200000 For 20 yrs,etc
    And If Many Than Suggest Me What To DO,As I Don,t Want To Increase My Premium From Rs 5000.And I Also Want To Use Money Regularlly,Means After evry 5 yrs.
    I,M In Big Confusion..plz Help Me..my email...www.rsinghbrar@yahoo.com

    ReplyDelete
  42. Dear Sir, Let me know, whether it is possible to deposit the PLI Premium online? if so, what is the process and through which card, i may able to deposit the pli premium online?
    Thanks
    Regard:- Rakesh Ranjan Verma
    rraj6300@gmail.com

    ReplyDelete
    Replies
    1. This comment has been removed by a blog administrator.

      Delete
  43. sir
    am a pli agent as well as PA. kindly tell me the procedure to calculate pli agent comission at present.and tell me the pli rulings website address.my mail id is lovablerajxxx@gmail.com

    ReplyDelete
  44. pl. tell me the bonus rate for all policies at present on January 2013

    ReplyDelete
  45. This comment has been removed by a blog administrator.

    ReplyDelete
    Replies
    1. dear sir premium are declare yearly base low and high,all agent pl told the insurant of this factor.

      Delete
  46. GO FOR ONLY TERM PLAN VIA LICI. SECURE UR LIFE BY THIS WITH MINIMUM PREMIUM. SAVE REST AMOUNT AND INVEST IN VARIOUS SECTORS----LOW RISK-MID RISK-HIGH RISK.EARN HUGE AMOUNT. THIS IS MY OWN VIEW.

    ReplyDelete
  47. sir i want to sum assured amount 100000 4 19 years in endovement plan, date of birth 1-5-82 pls tel me annual premeum, bon es and meturity amount

    ReplyDelete
  48. If I take Suraksha Policy now and convert it later to Santosh. How to calculate bonus?

    In case of Suraksha Policy, who will get money in case of person having insurance is alive at the time of maturity?


    Waiting for reply...
    Thanks in advance for reply...

    ReplyDelete
  49. I am a postal Assistant at indore......
    I want PLI of rupess 100000 for 20 years...
    please tell me , how much premium i will have to pay ???

    ReplyDelete
  50. Sir,
    I am a Govt employee, can I invest more than 1lac in Santosh Plan of PLI

    ReplyDelete
    Replies
    1. This comment has been removed by a blog administrator.

      Delete
  51. Dear all, Cany anyone pls advise on surrendering PLI(Santosh-EA). Policy No.DL-54878-00 and DL-54879-00. What is the surrender value as on date and what is the procedure to surrender?

    ReplyDelete
    Replies
    1. pls dont surrender any of your insurance even PLI, it will return minimum amount and u will lose the insurance. so try to continue it after reviving the policy if lapsed. However, surrender value depends on span of the policy and age factor

      Delete
  52. My Policy dated 11.05.1992; EA/55 for Rs.50000/- enters the last premium stage i.e. last premium is April, 2013. I want to know the following:
    1. What will be the maturity value?
    2. Is it so that the process of maturity on date of birth is withdrawn and now my policy as above will mature in May, 2013?
    3. Presently Sr. Supdts of Post Offices are authorised to settle claims and L.I.9 (B) needs to be filed with dist. HQ.
    Please clarify the above.
    Regards.

    ReplyDelete
    Replies
    1. Anyone to enlighten me please.
      Regards

      Delete
  53. my age is 24 years & turning 25 in april 2013.
    What type of pli policy is good for me
    i am not able to understand the premium table of EA policy,& the pli premium calculator.I can invest upto 200lakhs.
    plz guide

    ReplyDelete
  54. sorry its 20 lakh & not 200 lakhs

    ReplyDelete
  55. Dear sir,

    i have started the pli EA in ist may,2012 for 10lakh with monthly premium 3750 for 23years .please tell mee the maturity amount

    ReplyDelete
  56. Hello Sir,
    I am from Odisha would like to know about the bonous. How the bonus is given. I have PLI (SANTOSH) of amount 5 laks. Please, say about the bouous & when it will be available.

    ReplyDelete
  57. hello sir ji,
    I am from u.p. would like to know about the my pli police.whose amount Will be given by our policy by matured time.I have PLI(SANTOSH) OF AMOUNT 5 LAKS

    ReplyDelete
  58. hi
    I have taken PLI Santosh(EA)term EA35.date of policy acceptence is 08 NOV04 and my DOB is 18 Oct 1983.please tell me how much will get if I surrender it now
    and dom is 07 Nov2017

    ReplyDelete
  59. hi, Plz. give me the calculation of bonus & rate of bonus from feb,2008 to till date? Is bonus calculated on the rate of commencement or it is to be calculated every year. Plz. inform me the % of amount can I draw as Loan. Prosenjit Dey, Kolkata.

    ReplyDelete
  60. hey expertss plzz tell me how can I surrender My PLI policy. Its been 4.3 yrs since i taken it.

    Can anyone help me what steps I've to follow to surrender policy?

    ReplyDelete
  61. hi! sir,i hav done santosh policy of 10,00000 rs for 9 nyrs..now i hav given amount for 3 yrs /36 months,now i hav to surrender ,what amount i can get if i surrender.

    ReplyDelete
  62. hello sir,
    i want to take polici of 5 lacks for 20 yrs then what will be the monthly premium and matured value.

    ReplyDelete
  63. sir my sum assured is Rs. 1000000 for 32 years
    please tell me about:
    (1) matured value?
    (2)is the matured value is tax free?
    (3)can i increase the sum assured from 1000000 to 2000000?
    please reply as soon as possible,thanks

    ReplyDelete
    Replies
    1. pl call 9968243597

      prem

      Delete
  64. Sir,i have opened a PLI in 2009 for sum assured of 3 lakhs for 10 years and my premium is Rs.2265/. My date of birth is 17-08-1986(dd/mm/yr). I want to know about my maturity value.Please let me know my maturity total value in details by sending an e-mail to my mail id .My e-mail id is souravkansabanik@yahoo.co.in

    ReplyDelete
  65. sir whether the bonus will change yearly
    any problem to surrender santosh policy before maturity

    ReplyDelete
  66. Hello Prem,

    I want to take PLI for Rs. 10,00,000/-. My DOB is 23 feb-1985. Considering EA scheme, for how many Years, I should take this insurance i.e. 20 years or 25 years. Which one is suggestible according to you.I can pay the premium up to 3500 Rs. per month.
    Please send your reply on
    chirag2302@gmail.com
    Please guide me.
    Thanking you in anticipation.

    ReplyDelete
  67. Sir i opened a ea policy in june 2012 with 1875. Per month for 20 years and paid only. 2 inst. .now i have changed my job .and want to revive my policy. Pls guide me.

    ReplyDelete
  68. Sir,
    I have a policy EA/45, sum assured 20000, dated 31.8.88 premium 63/pm date of maturity 9.01.2014. How much maturity amount will I get.

    ReplyDelete
  69. Sir,
    i have policy EA/50,of 50000,dated 20-12-2002 n i paid 132/pm permium of 298 means total 39336 i paid and i want to surrender it in oct2013.so may i knw how much amount approx i vl get it..

    ReplyDelete
  70. sir wat is the bonus declared for ea 2013-14 santosh policy pls...

    ReplyDelete
  71. Sir, I would like to invest 25k/year for PLI, which is the best PLI plan for maximum returns? What's my premium? I was born on 8/4/83. How would be my return break up? Should I got for endowment policy?

    Please and please advise, your help is very much appreciated:)
    Mike

    ReplyDelete
  72. Sir
    I have a PLI of 10 lacs for 30years premium I have to pay premium is 2550/month. Maturity is 55years . I want to know that at the time of maturity how much amount would I get (including bonus). Sir please show me the calculation also...????

    ReplyDelete
    Replies
    1. appxi maturity amount willbe=3000000
      cal culation=6500/lakhx10x30=1950000+1000000=2950000

      Delete
    2. sir I want to know this 6500 per lac is what ? is it bonus amount??

      Delete
  73. i want to know the surrender value of a pli policy started from april 2012 and sum assured is of rs. 10,00,000. and term is EA-60. Monthly premium is Rs. 3350 /- . i want to know the surrender value at the end of 3,5,10 years .

    ReplyDelete
  74. I have policy santosh premium 1965monthly 3 lacs insurance. Birth date 15.8.72. Comlitly in 2027. How many amount will me.

    ReplyDelete
  75. Sir
    I bought PLI in OCT 2012. I have a PLI of 10 lacs for 30years premium I have to pay premium is 2550/month. Maturity is 55 years . I want to know that at the time of maturity how much amount would I get (including bonus). please show me the calculation also....

    ReplyDelete
    Replies
    1. Presuming that your policy is Endowment Assurance(SANTOSH) and considering the latest bonus declared hovering around Rs.70 per 1000 sum assured, you will get an yearly bonus of Rs.70000/. If the same trend continues you will get a maturity benefit of Rs.31,00,000(i.e., Bonus accrued for 30 years@ Rs.70000/year plus sum assured of Rs.10,00,000. Precisely you will get a return of 7%.

      Delete
  76. Dear sir,i want to know in briefly about santosh policy that what is guaranteed return and non-guaranteed return.thanks
    a.k.mittal

    ReplyDelete
  77. I have enrolled in Endowment Assurance(SANTOSH) in Kerala. My premium amount is Rs. 3150/- per month. I am a salaried employee and tax payer. Am I eligible for income tax rebate under Sec. 88D? If yes, what amount can I claim as rebate with the above mentioned premium?

    ReplyDelete
  78. Dear PREM,i want to know in briefly about santosh policy that what is guaranteed return and non-guaranteed return,my mail-akmittal@tatasponge.com-mobile 9238883261.thanks
    a.k.mittal

    ReplyDelete
  79. plz provide me all detail about pli and premier and maturity calculater,wanna take pli in this month.

    ReplyDelete
  80. Sir,i have opened a PLI in november 2012 for sum assured of 7 lakhs for 20 years and my premium is Rs.2215/ PM. My date of birth is 29-01-1987(dd/mm/yr). I want to know about my maturity value.Please let me know my maturity total value in details by sending an e-mail to my mail id .My e-mail id is vy01234@yahoo.co.in

    ReplyDelete
  81. Sir,i have opened a PLI in March 2014 for sum assured of 10 lakhs for Pre Determine Age Maturity and my premium is Rs.2950/ PM. My date of birth is 05-03-1981(dd/mm/yr). I want to know about my maturity value.Please let me know my maturity total value in details by sending an e-mail to my mail id .My e-mail id is sneogi.sn.sn@gmail.com

    ReplyDelete
  82. Sir
    I bought PLI in March 2014 I have a PLI of 10 lacs for 27years premium I have to pay premium is 2950/month. Maturity is60 years . I want to know that at the time of maturity how much amount would I get (including bonus). please show me the calculation also....

    ReplyDelete
    Replies
    1. Say you get bonus of Rs.70/- per Rs.1000/-. Therefore you will get Rs.70/-*1000=Rs.70,000/- bonus every year.
      Total bonus Rs.70,000/-*27=Rs.18,90,000/-

      Maturity Value = Rs.18,90,000/-+Sum Assured Rs.10,00,000/-=Rs.28,90,000/-

      Delete
  83. I Want to Join LIC as a agent. how to join lic as agent, you can just require 12th pass and 18 years completed. Any Query call us- 7428189423 or visit our website http://www.licagentdelhi.net

    ReplyDelete
  84. Dear sir i recently joined in bank job.... I want to join in pli policy....... Can u tell me which policy is better to me...... My dob is 14-01-1990..... My mail id Vijay.nalli116@gmail.com

    ReplyDelete
  85. Find new way if you Want to Become LIC Agent in Delhi. We offer new opportunities for anyone Want to know How to Apply for LIC Agent in Delhi call us:9953122754 for more detail visit our website http://www.becomelicagentdelhi.in

    ReplyDelete
  86. I took PLI yugal suraksa YS on 20.06.2009 for 5 yrs of Rs. One lac@ 1933/- per month. Maturity date is 21.7.2014 what amt will be due. Pl. Reply

    ReplyDelete
  87. Hello sir I have 02 policy of Santosh. One of them started from jan2009 2680per month 8 lakh for 23 years. & second is started from nov. 2012.4150per month for10lakh for 19years. I want to know total money with bones in the end of both policy . please tell me sir my email I'd is jitukarhana2014@gmail.com

    ReplyDelete
  88. Pls give me a clear break up calculation of maturity of EA. Monthly premium rs.1665/- for rs.300000/-time-16 years.policy started 22/07/2009. Date of maturity 22/07/2024. Tell me on my email I.d sudnaveen@gmail.com

    ReplyDelete
  89. A frank advise to all who are buying EA(Santosh). Do not buy this policy, if you surrender due to any reason, you will be a big looser. 65% policy holder surrender this policy. Loss to people, profit to postal dept. Better buy term insurance, Do not mix insurance with investment. You may consider PPF and Bank FD for investment.

    ReplyDelete
  90. WHICH ONE WILL BE MORE BENEFICIAL POLICY EA OR AEA, IF I OPEN A PLI WITH SUM ASSURED 30000/- FOR 20 YEARS . PLEASE INFORM ME AT MY EMAIL ID JAYEETARAY100@GMAIL.COM

    ReplyDelete
  91. my pli policy 500000 five lakh and risk cover fifty lakh my police ter m is seven years and EA policy maturity value

    ReplyDelete
  92. Sir i paid premium of 3 years for ea.total amount 80000 around .i want to left the policy how much i get?

    ReplyDelete
  93. What is the monthly premium payable for yugal policy of rs 25 lacs for 20 years
    Dob 04 12 1965
    Dob 23 08 1962

    ReplyDelete
  94. MY BOB IS 31/03/1986 AND I HAVE 200000 FOR 35 YR AND 300000 FOR 50YR AND I WANT TO MORE PLI AS 1000000 OR 2000000 FOR 50 OR 55 YR WHAT IS PREMUM FOR THAT GIVE ME ADVISE FOR THAT
    HOW IS YUGAL SURXA
    WHAT IS BET.??

    ReplyDelete
  95. I have started a EA Policy for 17 years. per month premium is 2375 RS. for 5 lakhs without service charge. please calculate actual maturity amount and benefits. email me- bharatchdas@yahoo.in

    ReplyDelete
  96. I have started a EA Policy for 28 years. per month premium is 1275 RS. for 5 lakhs without service charge. please calculate actual maturity amount and benefits. email me- bharatchdas@yahoo.in

    ReplyDelete
  97. Hello Sir.
    I have taken a Santosh policy for 27 years starting May 2009. Sum assured is Rs 1000000. Premium fixed is Rs 2750. This may it will be 6 years i would have paid my premium. what will be the Surrender value if i surrender in june this year.
    Thanks

    ReplyDelete
  98. Sir, I had Taken EA (RLIP) policy as on Feb'2005 for 15 Years Premium amount 214 PM. For this policy I had taken loan 17,175 in the year 2013. I want how much amount i will receive after maturity of My policy.pl give details

    ReplyDelete
  99. Dear Sir

    I have taken EA-55 for 30 years with assured amount 10 lakhs. Please throw some light on following doubts :

    1. What would be the final maturity value including bonus ?
    2. Can i submit premium in any post office across India ?

    ReplyDelete
  100. You guys are living in fools' paradise and imagining bonus rate of 70 per thousand is prevailing (for Santosh policy - EA), and calculating your returns. Poor chaps, please update yourself that bonus rate of 70 had been discontinued long back in 2008. In 2009 it was revised downwards to 65, and in 2010-11 to 60. Currently the bonus rate for the policy is mere 58 per thousand for 2014-15. If you add the hassles of premium payment at post office counters and nightmares of getting settlement of maturity, it does not worth any value. Better buy Term assurances from LIC or good private insurers for covering the risk by paying very less premium and invest rest of money invest in bank/company FDs or in equity as per your choise.

    ReplyDelete
  101. Sir,I have Santosh policy.taken at the age of 26 for 45 years term.sum assured is 3 lakhs. Paid premia for 45 months with out any discontinuation. Now I wish to surrender. What could be the surrender value?

    ReplyDelete
  102. Sir how much amount we get in 3 year when we surrender my policy

    ReplyDelete
  103. I took Endowmwnt PLI at the age of 44. Maturity will be at the age of 58. Policy was for Rs 1,00,000...
    What will be my maturity amount..

    ReplyDelete
  104. When will the dept. of posts declare the Bonus rate ?

    Where can we get the information about the bonus rate of PLI ?

    Pls, let me know.

    Thank you.

    ReplyDelete
  105. Dear Prem Ji, I have got a policy of PLI for Rs/- 200000/- @1430/-PM. It will be matured in May 2016. May I know the exact amt on maturity. Thanks

    ReplyDelete
  106. Sir,
    I am pli field officer.There is an option for change of WLA TO EA policy.in this case when i convert my whole life assurance policy into endowment assurance policy 5 years before the maturity period how bonus and premium will be calculated from starting of the policy.Please clarify and if available intimate the PLI rule no.

    ReplyDelete
  107. This is my very first time that I am visiting here and I’m truly pleasurable to see everything at one place.whole life insurance rates

    ReplyDelete
  108. Sir....
    My policy EA/50/50000 Dt:mar2012 now I paid total amount is 88213 can apply loan how will I get loan amount plz tell me

    ReplyDelete
  109. plz...prem ji.sontosh me clam kitna milega or 2014_15 bonus kitna? plz boliye na!!

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  110. I will prefer this blog because it has much more informative stuff.life insurance rates

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  111. Sum assured is 50000. Maturity date is 05/11/2017
    It was commenced on 05/11/2009.But the insurer passed away in an accident last month.what are the other benefits that the nominee get other than sum assured
    Pls reply

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  112. If noboby gives accurate surrender tips then why there is surrender option in PLI

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  113. my sum assured is 2000000 for period of 25 years can you tell me the maturity value pl and hoow do we get to know if bonus rate changes also my age at entry is 25 does this affect my maturity value

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  114. M.ESWARAN.MOOLAKKADU,METTURDAM,SALEM DT,

    SIR,
    MY SUM ASSURED IS 100000 FOR PERIOD OF 10 YEARS CAN YOU CALCULATE TELL ME THE MATURITY VALUE OF POLICY (POLICY PRIOD 2005-2015 = 10 YRS)
    MONTHLY PREMIUM PAID FOR 835 RUPEES. REPLY SIR.

    ReplyDelete
  115. Please sand now your mail ID to rakeshptripathi@gmail.com

    ReplyDelete
  116. Diganta Kr. Das
    Sir please confirm that whether risk cover will be continue after withdraw loan from PLI Policy ?

    ReplyDelete
  117. Sir I have EA 58 PLI policy for rs 20 kakhs Policy was started on sept 2015 and policy maturity date is august 2040 . monthly premium is 6300. What will be the maturity amount I can expect to get? Sir please Reply me at nidhaksha@yahoo.co.in

    ReplyDelete
  118. Sir,I Shankar lal meena have a policy EA/55 sum.assured 30000/-dated 24/03/93 premium Rs.107/-per month date of maturity 09/09/2015.How much maturity amount will I get. Reply. mob no.9460732841 and my email id shankarlalmeena2841@gmail.com Thanks

    ReplyDelete
  119. Sir. In July 1997 I had taken a PLI LIFE Policy and as per plan I had fully paid i.e; for 35 Years. I did not convert it to endowment Policy. sir Please let me know the Bonus my wife gets say after my demise say in 3-4 years from now. Lots Of Thanks.
    My E-Mail : chillisir@gmail.com I am a retired air Force officer ( Wg.Cdr B.Sambasivarao.

    ReplyDelete
  120. Sir,
    I have taken EA policy on 22 may 2012. Insured value us 300000 (upto 2025) and monthly premium is Rs. 2117. Till date I have paid all my premiums.
    I want to know that, if I surrender my policy in Feb. 2016 after making the payment of premium, than how much of amount I can get. I know that it's not profitable to surrender the policy, what I have to.
    Please reply soon, with the exact amount.
    pushp24feb@gmail.com

    ReplyDelete
  121. Dear sir,
    I have taken pli in 2012 for 21 term my dob is 18.03.91 my premium is 1675 sum assured 500000 what is my maturity value

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  122. Dear sir,
    Pli is tax benefit under 80c or not

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  123. I have plans to buy PLI santhosh which is offering Rs58/- bonus per thousand. Can someone clarify me whether bonus of Rs58/- is the minimum guaranteed bonus that accrues till maturity of the policy.

    ReplyDelete
  124. If I surrender my EA policy which have completed 10 years how much surrender value applicable on this policy Date of. Acceptances is 28 Feb 2006 premium amount is 730 per month

    ReplyDelete
    Replies
    1. Arey bhai reply dena itna bad a block kholke baithe ho

      Delete
  125. Now, I want surrender my EA policy which have been completed 60 instalment (sum assured is Rs 1.00 lakh). Please tell me how much i will get ?

    ReplyDelete
  126. My premium amt is Rs 755/- from Sep 2011 to upto august 2022, next premium amt is 515/- from Sep 2011 to upto August 2027, lastly premium amt is Rs 375/- from sep 11 to upto 2032. How much maturity amt i will get finally to all premium

    ReplyDelete
  127. My premium amt is Rs 755/- from Sep 2011 to upto august 2022, next premium amt is 515/- from Sep 2011 to upto August 2027, lastly premium amt is Rs 375/- from sep 11 to upto 2032. How much maturity amt i will get finally to all premium

    ReplyDelete
  128. Now, I want surrender my EA policy which have been completed 60 instalment (sum assured is Rs 1.00 lakh). Please tell me how much i will get ?

    ReplyDelete
  129. I have EA of 3 lakhs sum assured and 19 years term(45yrs).i paid 60 monthly premia(1264).now i want to surrender.what will be my surrender value?

    ReplyDelete
  130. Hello GE sir
    I want to two PLI policy for next 10 and 20 year for 500000 and 100000 plz tell me best policy plan and premium.

    ReplyDelete
  131. Hello GE sir
    I want to two PLI policy for next 10 and 20 year for 500000 and 100000 plz tell me best policy plan and premium.

    ReplyDelete
  132. State govt employee.dob 24/04/1993.want to do a pli for 25 years and want to get a maturity of 4000000.what will be my monthly premium ?
    Send me details..mobile no 9932517141/email-ayanghosh1234@gmail.com

    ReplyDelete
  133. Sir,i have opened a PLI for sum assured of 5 lakhs for 19 years and my premium is Rs.2075/. I want to know about my maturity value.Please let me know my maturity total value in details

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  134. For 5000000 fifty lac what will be the maturity amount. Currently I M paying 13200 per month.
    Maturity year is 2044.

    ReplyDelete
  135. Sir, I have Santosh (endownment assurance ) policy with sum assured of Rs 1000000=00 with premium of Rs 6750/- pm. My DOB is 15/05/1963 and date of acceptance of policy is 12-.03-2010 and date of last premium is feb 2023 and matuarity date is 12-03-2023. Now I want to surrender it, what will be the surrender value? Iwould appreciate the reply.
    satgur_15@yahoo.com

    ReplyDelete
  136. Dear Prem, I had EA plan under santosh scheme. 10 lakhs premium started in the year March 2013. Now I want to apply for a loan. How much i will get?

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  137. I got a rpli policy for 300000 rs when i approched the post office for loan they stated that i have deposited 76500 rs as premium and accumalated bonus is 22000 rs and they can give a loan of rs 35000 i am paying the policy for the last six years continously with a premium of 1100rs monthly i am getting confused about my bonus because when i started the policy they have told me that for every lakh of sum assured i will get a bonus of rs 5500 then now why the accumalated bonus is that much less can any one help me please

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  138. Thank you for sharing such great information. It is informative, can you help me in finding out more detail on Life Insurance Premium Calculator,i am interested and would like to know more about this field and wanted to understand the basics of Life Insurance

    ReplyDelete